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There is a Joni Mitchell live album called Miles of Aisles, recorded while she was on tour in 1974. Caught on the recording is her response—in a slightly Dylan-esque posture—to the crowd’s wild chanting for a particular number. She complains that other artists don’t have to deal with this kind of crap: “Nobody ever said to Van Gogh, ‘Paint a Starry Night again, man!’ ” I think she’s wrong, though. The anticipation for Rachel Cusk’s new novel, Second Place, has been as close to feverish as we get in certain circles, and it is in part because Cusk answers the call to �...

266 The CARES Act was recently amended to include $3.5 billion of extended debt relief payments for SBA borrowers. The program will initially provide for 3 payments of principal and interest to a maximum of $9,000 per month under various criteria and then an additional 5 payments for borrowers considered “underserved” as defined in the amended legislation. Credit Quality and Performance At December 31, 2020, NPAs declined by $1.9 million, or (20%), to $7.9 million, compared to $9.8 million at December 31, 2019, and decreased by $2.4 million, or (23%) from $10.3 million at September 30, ...

2020 will go down in the annals of history as the year of the Covid-19 pandemic, when world economies were stagnating under strict lockdown, as some 30 million people worldwide were infected, and more than a million died. But on a more positive note, it has also been a year of heart-warming initiatives as people have overcome challenges; and the African packaging industry can hold its head high in this respect. Earlier this year, an article published in L&L entitled ‘Their finest hour’ described the sterling efforts of South Africa’s packaging converters to manage demand – particularl...

Rick Mann Formats Available PDF 1MB About the Book Strategic Leaders are Born, Not Made provides an important foundation for every leader who is seeking to be more strategic in how they live and work. Each day, all of us face an overwhelming wave of daily tasks that can keep us from focusing on what we care about most. This book provides leaders with critical tools for this journey. About the Author Rick Mann serves as Managing Director of ClarionStrategy, a small consulting firm that develops strategic leaders and strategic organizations that are able to more consistently del...

Photo by Ryan Holloway on Unsplash Since the birth of the first “test tube baby” in the United Kingdom in 1978, more than eight million babies conceived through in vitro fertilization—fertilizing human eggs in a laboratory and then implanting them into a woman’s uterus—have been born, the vast majority of them in Europe and North America. Between 1 and 2 percent of all children born in the United States each year are conceived through in vitro fertilization. For many couples who struggle to conceive naturally, IVF allows them to become parents in a way unimaginable only two gener...