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How Much to Add to Your Homeowners Insurance for a Dog

How Much to Add to Your Homeowners Insurance for a Dog
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Jan 27, 2021
Did you know that having a dog could affect your ability to obtain homeowners insurance? If an insurance company is willing to cover you, owning a pup can bump up their rates for a homeowners insurance policy. Before you get discouraged or fear having to stretch your budget for an unaffordable homeowners insurance policy, let’s take a look at how much you really need to add to your policy to cover your four-legged friend.
What We'll Cover
If you own a dog, it’s best to get homeowners insurance with personal liability coverage of at least $300,000. The breed and size of dog may affect this. Some policies cap their personality liability coverage at $500,000, so you may want to look into personal liability umbrella coverage.

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