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credible plans. as the s&p pointed out, they've all adopted credible plans to get their debt down as a percentage of their gdp. the united states is still the outlyer on that, and i think that's what the world is judging us on, and this reserve currency is one they can rely on. and there's also issues about quantitative issues and the other things that the world is questioning. >> is it working in france and germany and the u.k.? there are some people saying it might be making things worse in the short term. but we're going to get you back because this is a great conversation. david, stephen, krista, thanks so much for your contribution. all of them have been writing on these topics. it's worth following. they have different opinions but they all matter. thanks so much. changing careers, apology your passion. i'm going to take a look at one incredible story and then ask the real question. is it a good idea for you to follow your passions in this economy, or could you be making a horrible mistake? and plug-in .