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joe is now on pace to spend what will be a whopping five hundred and fifty three days away from the white housete in his first and probably only term. now that's more than any oth anr president in the modern era. this is as millionslion of americans are now suffering from a dire baby formula shortage, and ongoing supply chain crisis looming stagflation pending recession. all 50 states have now hit record high gas prices and the nationwide averageat is nearing$ five dollars a gallon. and by the way, good5 g luck getting diesel below eight bucks a gallon. 25% of americans are now delay...

says iran's bid dictator. what is unbelievable is that trump, who is not exactly known for his restrained or self discipline would actually stop after day one. it's a significant disturbing escalation of rhetoric. just rhetoric, but it is an escalation for him because of how bluntly an openly he's telling the country about autocratic plans for a second term. during last night speech, trump also issued a thinly veiled warning to president biden, saying that the criminal indictments against trump have, quote, opened up a pandora's box that may never let our country be the same, and quo...

Raise rates again last month. >> it has worked to fight inflation, but we have higher rates. >> that's right, and they have a double edged sword. it makes everything more expensive, car loans, mortgages obviously, credit cards. the good side of this, you get money out of the bank right now, because banks raise those interest rates as well on your savings account. and student loan payments, we're talking about spending and how strong it is, and it's a very big deal. student loan payments come back this fall, september, october, that's about $350 per borrower. they haven't had to pay that in the...

Didn't want to go back to the school. then, on top of that, when you talk about our kids, are our kids smarter after the pandemic? >> brian: this is college. >> ainsley: school unions. teachers really worked overtime during the pandemic. >> lawrence: some teachers did but a lot of the teachers were at home. they may have had good intention. but our kids. >> ainsley: be careful i come from a long line of teachers and they take so much out of their own paychecks they don't get paid enough. they worked overtime during the pandemic. >> lawrence: i think most americans agree with the loving teacher...

And what their parents were paying to go to college. >> i want to break down some numbers here, just so we remember exactly who we're talking about when we're talking about student loan debt. roughly 30% of undergraduates borrow federal loans. 66% of graduate students borrow federal loans. the average student loan debt is $37,693 per borrower. and when we're talking about student loans and student loan debt, particularly as it relates to undergraduate students, we also need to talk about and remember the racial disparities that are taking place here, as well. black undergraduates are dispropor...