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Whether you want to earn extra cash to offset expenses or are planning a vacation with rewards points, it's a great time to apply for a new credit card.

Applying for a new credit card now can help you earn points, miles, or cash back you can use to offset everyday expenses or for taking a vacation.

The Alaska Airlines Visa from Bank of America earns miles you can use for award flights on Alaska and partners like Cathay Pacific and American Airlines.

These cards offer some of the highest sign-up bonuses, whether you prefer earning flexible rewards, airline miles, or hotel points — but many are for a limited time.

These top small-business credit cards can earn you cash back, airline miles, hotel points, or flexible rewards, and many have no annual fee.