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The individual mandate won't fix the premium problem. >> let me point out that the mandate penalty will provide relief for people who are getting clobbered and here's wh why. under the senate tax bill, it repeals the penalty for not having obamacare. that's going to provide relief for 6.5 million people who are currently paying the penalty and for 3 million more people who the cbl would like to stop buying obamacare, but look at the penalty is a gun to their head. most importantly, 35 million families, low income families and moderate income families they get the child tax credit, that credit ...

Fiscal responsibility that they promised their constituencies cannot go back and justify spending that kind of money and not having any clue of what is going to happen to it or where it's coming from. >> not to mention, one of my favorite details is $100 billion of insurance fund, $10 billion a year. that's basically if the insurance company made whole, if that was right now, the premium problem -- >> not going to go away. >> snuck inside of this is an insurance company bailout which no one has gotten -- rand paul talked about it and they haven't even gotten to that part to it yet. >> the part...

Year. that's basically if the insurance company made whole, if that was right now, the premium problem -- >> not going to go away. >> snuck inside of this is an insurance company bailout which no one has gotten -- rand paul talked about it and they haven't even gotten to that part to it yet. >> the part that they got to first was that it was going to disproportionately hurt the rural americans and the optics around it were so poorly crafted that that was the first takeaway. it's an insurance company slush fund. there is no constituency that voted to -- >> to make this happen. >> make that happ...