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That accounts by wells fargo employees. This is just over three and half hours. The committee will come to order. We have a quorum here. I will begin with five minutes of opening statements. Mr. Quarter it, i know you are here at our committees invitation for statutory appearance, but i am otherwise surprised to see you here. Or have been many press reports saying that you would otherwise have returned to ohio to pursue a gubernatorial bid. Perhaps the rumors of your political aspirations are greatly exaggerated. On the other hand, im also surprised you are here, because as you are well aware the president can dismiss you at will. , you can berank removed for a cause. Either way, i believe the president is clearly justified in dismissing you. I call upon the president to do just that into doing immediately. There is no greater form of Consumer Protection than fostering competitive, innovative markets. And then also vigorously policing them for fraud and deception. A policing our market

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