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Well call the subcommittee back to order and thank everyone for their forbearance. We have concluded with member Opening Statements. The chair would remind members, pursuant to committee rules, all members Opening Statements will be made part of the record. And we do want to thank our witnesses for being here today, taking time to testify before the subcommittee on this important issue. Each witness will have the opportunity to give an opening statement, followed then by questions from members. Again, previously mentioned our witnesses, but today we will hear from mr. Michael holmes, ceo cook ...

About whats happening in peoples Financial Lives in the us . We have a ton of data and yet somehow this and managed to give a different kind of insight so the funders really wanted to do that work here. But i think they knew and jonathan knew there could be a local partner so ive always described myself as the local color on the project. But that was my original role. Tell us a little bit about how you were the local color. I work at a place called the centerfire Financial Services innovations and we work on dental health, trying to improve the Financial Health of americans but at the time, we...

Well call the subcommittee back to order and thank everyone for their forbearance. We have concluded with member Opening Statements. The chair would remind members, pursuant to committee rules, all members Opening Statements will be made part of the record. And we do want to thank our witnesses for being here today, taking time to testify before the subcommittee on this important issue. Each witness will have the opportunity to give an opening statement, followed then by questions from members. Again, previously mentioned our witnesses, but today we will hear from mr. Michael holmes, ceo cook ...

Well call the subcommittee back to order and thank everyone for their forbearance. We have concluded with member Opening Statements. The chair would remind members, pursuant to committee rules, all members Opening Statements will be made part of the record. And we do want to thank our witnesses for being here today, taking time to testify before the subcommittee on this important issue. Each witness will have the opportunity to give an opening statement, followed then by questions from members. Again, previously mentioned our witnesses, but today we will hear from mr. Michael holmes, ceo cook ...

Good morning everybody. Thank you for being here today and jim miller president and ive had involvement with Missile Defense over a number of decades. Starting on capitol Hill Services committee in the late 80s and early 90s. And continuing on through my time including undersecretary defense of the obama ministration. We have a great panel here today. Youve already met some jericho who is senior fellow here in International Security program at csis. Tom will talk about in particular his important missiledefense next steps. Doctor greco, thank you for being here today as well. Scientists in the...