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This is we check credit. We need a business plan. Then we look at the threeyear tax return and that statement. We do a lot of home care and momandpop shops. We also do start ups. We asked for approval through documents. We work a lot with people who do not know how to file taxes properly. We are mainly focused in San Francisco. We are small. We focus mainly on the tenderloin, chinatown, bayview, visitation. We do a lot of expansion. People start small through the credit union and then want to go to the bank. We know we are limited. We cannot afford to give out a big loan. Starting from the cre...

Then we look at the threeyear tax return and that statement. We do a lot of home care and momandpop shops. We also do start ups. We asked for approval through documents. We work a lot with people who do not know how to file taxes properly. We are mainly focused in San Francisco. We are small. We focus mainly on the tenderloin, chinatown, bayview, visitation. We do a lot of expansion. People start small through the credit union and then want to go to the bank. We know we are limited. We cannot afford to give out a big loan. Starting from the credit union, we educate them about filing taxes prop...

For. An sba lender will be able to make the loan with a guarantee that sba will be able to provide. We probably will about 225 sba loans this year. At any point in time, we have about 1500 loans in San Francisco that are sba loans. A lot of them are restaurants because that is one of the areas that is very typical because it is a riskier business. But a lot of people in San Francisco see that as an opportunity for them as well. We also partner with the Golden Gate Restaurant Association to help people understand how to do financing for restaurants. A lot of what we do is helping Small Business...

That will immediately give them a sense that you are not ready. You go to a bank and say, how much can i borrow . They will tell you, i do not know, but probably not from us. You need to know exactly what youre looking for, how you are going to use the money, and how you will be paid the bank. Part of the process is make sure you are prepared. The first thing you need to do is take a advantage of the resources that can help you develop your Business Plan and really be prepared to go to a lender. Being able to answer the questions you know that they will be asking is part of what we do as well....

Congresswoman pelosi for hosting this event, and with her staff, and her leadership around all the work she has done supporting Small Businesses. Because she comes from San Francisco, and, by our definition, is Small Business is a business with under 100 employees. That is almost 85 of all businesses in the city. Because she is from here, she really understands what Small Businesses are about, and she articulates your needs in washington, d. C. In may 2008, San Francisco opened the office of Small Business, under the leadership of gavin newsom, under the urging of our Small Business leaders. T...