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Materials. but your reason number 3 is cost of material has come down. >> just because of the economic slow down and the housing slow down. demand for building supplies has just plummeted. whenever demand drops, then prices will drop as well. drywall, framing lumber, both are down 20% since their peak. not all supplies have come down that low, but in general, it's a very good time to be purchasing building supplies today. >> gregg: excess inventory sitting on store shelves. they got to unload it, so they lower the price. all right. reason number 4, fixing up costs less than trading up. really?...