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The Globe and Mail Bookmark Please log in to listen to this story. Also available in French and Mandarin. Log In Create Free Account Getting audio file ... This translation has been automatically generated and has not been verified for accuracy. Full Disclaimer The latest in financial engineering has brought a new way to pay for things you can’t actually afford. A growing number of retailers are offering customers the choice of paying by installments, even for small purchases. A typical payment plan for smaller purchases like cosmetics or clothes would be a series of four bi-weekly p...