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While examiners examine, adjusters investigate. They are expected to physically inspect damage and act as impartial advisers, giving clear and unbiased conclusions as to the liability or lack thereof of the Insurer. Apart from physical inspections, they are also expected to question witnesses or visit places incidental to the damage to form a well-rounded opinion…

Whenever a crime is committed, someone is responsible for the crime. Someone is also the victim of the crime. However, when an innocent person is convicted wrongly, there is a new victim of the crime.

The principle of fair dealing and fair use allows a user to copy a work without the owner’s permission subject to certain limitations.

The offence of murder is not alien to us, and as such our laws in its form of dynamism have devised means to curb such menace in society. One of these means of getting rid of murder in our society is through the instrumentality of the 'doctrine of last seen'. This presumption of fact known as the doctrine of last seen, which is based on circumstantial evidence, was developed by the Supreme Court. Statutorily, this presumption could be found in section 167 of the Evidence Act.

This article has laid a foundation for the issue of cargo claims in line with its limitations and surrounding issues, as enumerated above. It is submitted that while the current situation in the ambiguity of the applicability of both rules continues; it is in the best interest of the national law-making body (that is, the National Assembly of Nigeria) to go back and take the following actions.