About this. a couple things. one is that you said it well. we still have 7.1% inflation, which is a terrible number over the last 12 months. since biden came into office, prices are up by 14 to 15%. that's why it's causing hardship for families every time they go to the gas pump or the grocery store. so there's work to be done, martha, to bring these inflation rates down. i think they're not done. i think we're going to probably see at least one or two more rate hikes after this one. now, think about what sector might really be hit hard by rising interest rates. housing, right? when the intere...