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12 Must-Have Features All the Best Bank Accounts Offer


12 Must-Have Features All the Best Bank Accounts Offer
GOBankingRates
2/9/2021
Dawn Allcot
© whyframestudio / Getty Images/iStockphoto
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When you’re looking to open a savings or checking account at a new bank, choose a bank that offers low fees, flexible banking options and products that meet your needs – along with convenience both at brick-and-mortar branches and mobile app technology.
GOBankingRates’ Best Banks of 2021 study ranked more than 100 banks and credit unions based on high yields, range of products, customer service and several other factors. It’s not always simple to compare these banks’ offerings, but you can look for a few key features to find your ideal bank. ....

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Should I Contribute to My 401k or Pay Off My Credit Card Debt?


Should I Contribute to My 401k or Pay Off My Credit Card Debt?
GOBankingRates
1/22/2021
© Provided by GOBankingRates
401k, credit card debt, retirement saving
It’s been nearly seven years since the financial crisis swept through the nation, yet two-thirds of Americans said they still feel haunted by its effects in the way they work, live, save and spend, according to a study from Allianz Life Insurance Co. Many of the 2,000 baby boomers and Gen X-ers studied also said they had lower confidence in their ability to achieve financial security.
For workers who hold credit card debt, which is more likely to lead to a secure future: diverting what would’ve been their retirement plan contribution and paying off that debt instead or making their 401k plan a priority? Here are some pros and cons associated with each of these money moves. ....

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