Live Breaking News & Updates on Shared appreciation

Stay informed with the latest breaking news from Shared appreciation on our comprehensive webpage. Get up-to-the-minute updates on local events, politics, business, entertainment, and more. Our dedicated team of journalists delivers timely and reliable news, ensuring you're always in the know. Discover firsthand accounts, expert analysis, and exclusive interviews, all in one convenient destination. Don't miss a beat — visit our webpage for real-time breaking news in Shared appreciation and stay connected to the pulse of your community

Click n' Close announced it has expanded its suite of down payment assistance (DPA) loan products

Click n' Close announced it has expanded its suite of down payment assistance (DPA) loan products
massachusettsnewswire.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from massachusettsnewswire.com Daily Mail and Mail on Sunday newspapers.

Massachusetts , United-states , America , Americans , Soliman-martinez , Freddie-mac , Kerry-webb , Devin-dubuc , Ginnie-mae , National-news , Clickn-close-inc , Fannie-mae

DPA, Servicing Oversight, Relationship Mgt., Change Mgt. Products; TPO and Broker News

Remember when lenders were fretting about Amazon rolling out a major home loan program? The new acronym that the mortgage industry was about to start using was “WACD” (What Amazon Can’t Do). We reminded ourselves that Amazon couldn’t do is to deliver high value and personalized service and build relationships that last a lifetime. Play to your strengths! One strength is keeping up with what is going on, especially in the regulatory world. Today’s L1 show at 2PM ET features Kathy Kraninger, former director of the Consumer Financial Protection Bureau from 2018 to 2021, now CEO of the Florida Bankers Association, with a “behind the scenes” look at being the CFPB director and setting clear “rules of the road.” Next week Rich Swerbinsky returns to the airwaves on Thursday the 18th at 3PM ET, interviewing the CFPB’s Mark McArdle on what the big misconceptions about the CFPB are, and where its focus is currently. (Found here after 8:30AM ET, this week’s podcasts are sponsored by PHH Mortgage. From subservicing to correspondent lending, MSR/co-issue transactions, portfolio retention, reverse mortgages, and commercial servicing, PHH has solutions for the entire mortgage lifecycle. Hear an excerpt of an interview with Bank of Oklahoma’s Chris Maloney from last week’s Mortgage Matters show presented by Lenders One on all things capital markets, from supply and prepayment speeds to the evolution of the Federal Reserve’s balance sheet over time.) Lender and Broker Products, Software, and Services

Florida , United-states , New-york , Hunterbrook , Oklahoma , America , Las-vegas , Devin-dubuc , Kerry-webb , Soliman-martinez , Kathy-kraninger , Clayton-samantha-shanaberger

Data Mining, Digital Lending, Real Estate Database, Servicing Products; Conventional Conforming Program Shifts

As if lenders and vendors don’t have enough other stuff to worry about, the budgetary standoff in the U.S. doesn't look like it will abate soon, raising the likelihood of the first government shutdown since 2019. Current funding for federal operations will end on October 1 unless a deal is reached or the proverbial can kicked down the road. Thousands of federal workers might be furloughed without pay. Sure it will be temporary, and its wider impact will likely be limited, but still even talking about it is lousy. According to Morgan Stanley, the last 20 government shutdowns that occurred since 1976 "appear to have had limited impact on the economy." As for bond prices, a shutdown may cause some "temporary instability", but this is not a given. There is talk of a short-term Continuing Resolution (CR) providing funding until later this year, but federal agencies, including HUD and Treasury, will cease to function normally. The National Flood Insurance Program (NFIP) authorities also expire on October 1st. The Mortgage Bankers Association created a guide outlining how HUD (including FHA and Ginnie Mae), VA, and USDA would be directly affected by the furlough of government employees and the curtailment of agency operations. (Today’s podcast can be found here and this week’s is sponsored by Built. Built is powering smarter and faster money movement for the entire construction and real estate ecosystem, all while reducing risk. Hear an interview with Servbank’s Bryan Crofford on how companies can best invest in employees, promoting longevity and success.)

Philadelphia , Pennsylvania , United-states , China , Texas , Chinese , Fannie-mae , Randy-viars , Las-vegas , Terry-gilliam , Joe-welu , Servbank-shayna-arrington

Productivity, Automation, Data Tracking; HELOC Servicing Products; Freddie and Fannie News; Interview on Yield Curve Inversion

Today's Fed meeting announcement is the last one until September 20. Mortgage rates, of course, are prone to moving around even without the Fed’s direction. Meanwhile, the second quarter earnings from lenders are of great interest to warehouse banks and investors (including Freddie Mac and Fannie Mae). Those counterparties are contractually limited as to what they can do with companies that are not making money and have seen their net worth erode over the months and quarters. There is continued talk of over-capacity as companies eye the end of summer, continued high rates, existing borrowers with low rates, and limited houses for sale. (Anyone displaced can post their resume for free here where, for $75, employers can view them for several months.) There is no disagreement about it being a difficult environment for most lenders, unlike there being disagreement over housing prices. Who you gonna believe? The FHFA House Price Index rose 0.7 percent MoM: U.S. house prices rose in May, up 0.7 percent from April, and were +2.8 percent from May 2022 to May 2023. Or the WSJ telling us that home prices fell year-over-year in May for the second straight month? (Today’s podcast can be found here and sponsored by ReadyPrice, offering the industry’s most powerful universal delivery portal that gives brokers the edge they need. Shop, lock and deliver with multiple lenders, all in one place, for free! Hear an Interview with Adam Quinones, Founder of dataQollab, and Matt Graham, MBS Live, on yield curve inversion, markets betting against the Fed, and bond performance.)

Spain , United-states , Spanish , American , Fannie-mae-july , Adam-quinones , Matt-graham , Jodi-horne , Freddie-mac , Melanie-graper , Frank-martell , Fannie-mae

Housing Watch: Shared appreciation loan covers 20% down payment

The state launched a new program this week to help assist first-time home buyers.

Fresno-county , California , United-states , Fresno , Paul-salazar , Eric-johnson , California-housing-finance-agency , Shared-appreciation-loan , Shared-appreciation , Sierra-pacific-mortgage , Sierra-pacific , New-program

City housing report shows rising mortgage, rental costs

City housing report shows rising mortgage, rental costs
idsnews.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from idsnews.com Daily Mail and Mail on Sunday newspapers.

Ron-smith , John-zody , Bloomington-city-council , Homeowner-association , Neighborhood-development-department , Development-ordinance , Neighborhood-development , Monroe-county , Sue-sgambelluri , Down-payment-assistance , Shared-appreciation , Mayor-hamilton

Why Taylor Swift's Nostalgia Play Works

The Atlantic
Taylor Swift Misses the Old Taylor Swift, Too
The artist’s first release from her re-recording project is much more than a nostalgia play. It’s a love letter.
Emma McIntyre / AMA2019 / Getty / The Atlantic
When Taylor Swift, the pandemic’s mostproductive pop star, announced that she’d be re-recording her albums in a push for ownership over her work, the venture sounded risky. Swift cast her decision as both a personal vendetta against the music executive Scooter Braun and a moralistic stand against the industry’s treatment of artists. But at face value, re-recordings seem to offer little to look forward to for listeners. Ostensibly, these tracks are near-identical to the masters, with the same lyrics and production.

Taylor-swift , Love-story , Release-of-the-new-version , Swifts-original-recording , Taylors-version , 19-year-old-swift , Love-letter , Swifts-voice , Face-value , First-album-of-the-year-grammy , Social-media