On Friday's Backchat, we're talking about housing. A Housing Authority committee has decided to plug a loophole that had previously allowed public housing tenants to apply for Home Ownership Scheme flats – even if they own a private home. The prominent case of a murder suspect found to own a subsidised flat despite also owning a luxury property on Kadoorie Hill had brought attention to the issue. Now, anyone who has owned a property within a two-year period is banned from buying a subsidised flat. So what does this all mean? How will this affect the waiting time for public housing? After...