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Founded by former Silicon Valley engineers, UK-based Griffin Bank, an API-driven banking-as-a-service platform just obtained a banking license, roughly one year after starting the application process. This means it has been given the green light from the UK’s financial services regulators, the Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA), to exit ‘mobilization’ and launch as a fully operational bank. The move stands in marked contrast to Revolut, the UK’s most valuable fintech, which, despite repeatedly stating its intentions over a ...

Zac Townsend and Annie Tay are busy reimagining life insurance. They tell Zhixin Lim about running a digital asset-denominated life insurer and actuaries’ relevance in the nascent digital asset industry.

A fully-regulated, API-driven bank, with Clojure

Increasing numbers of banks are now letting business customers do their banking within their existing accounting and workplace software.