Buying a house with cash vs. mortgage Bankrate 5 hrs ago © buzbuzzer/Getty Images A neighborhood in the suburbs Many homebuyers use a mortgage to buy a house, but there are those fortunate enough to be in a position to pay all-cash - and in today's booming housing market, cash buyers have much more leverage. Is buying a house with cash the best financial decision, though? If you're weighing the pros and cons of buying a house in cash vs. getting a mortgage, here are key points to consider. Popular Searches When you should consider paying cash for a house A one-time cash offer could pay o...