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404 N. Washington Ave., cannot recover damages from Tuscarora Wayne Mutual Group because its business interruption policy only applies if the business was shut down because of physical damage to the structure that made it uninhabitable. Scranton attorney Marion Munley filed suit on behalf of the club in June, alleging Tuscarora breached its contract with the club when it refused to reimburse it for losses incurred during several state-mandated shutdown orders instituted to help halt the spread of COVID-19. The case is among numerous lawsuits filed in state and federal courts nationwide challenging insurers denial of business interruption claims for pandemic-related losses. As of ....