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reporter: after moving here from portugal as a teenager, carvalho was homeless himself in miami, where he would later first his first stint as a superintendent. i remember sleeping under the bridges of miami blocks away from the office that ultimately i occupied as superintendent. reporter: this is personal for you? it s very personal. reporter: vanessa struggles with the uncertainty. when you look at yourself five years from now, ten years from now, where do you want to be? hopefully out of here very fast. and help my mom out. reporter: the family has now moved to more permanent housing, but it is just a first step. if you do not create your appropriate environments, if you do not invest sufficiently, we re asking for problems that will be much costlier to address later on. reporter: keeping vanessa in high school is key, carvalho says. he hopes the system doesn t let her down. stephanie gosk, nbc news, l.a. and coming up, the ....
Increase in evictions, higher cost of living, and a migrant crisis all leading to more students who don t have a permanent home. i actually didn t believe that the numbers that we are currently tracking are but the tip of the iceberg. reporter: like 14-year-old vanessa. when we met her in the fall, she was living in interim housing, sharing a converted hotel room with her mother and 10-year-old brother. vanessa just started at the neighborhood high school across the street. i have to start my day by leaving my mom. especially since she is stuck here. but. reporter: why is that the toughest? do you worry about your mom? i worry a lot about my mom, most of the time. reporter: her mom suffered a health scare when the school year began and was in the hospital. vanessa had to stay home from school to take care of her brother. she worries they will end up in foster care. vanessa says taking care of her family led her to fail her first semester in eight grade. is it hard sometimes ....
Online, you can decide to pay for your items in a couple in dominance, something called it is by now, pay later essentially, but it is phantom debt. because people don t know exactly how much americans are using this payment system and it is also not really tracked and not really regulated the same way in which credit cards are. so, consumer experts are really concerned about mounting debt for americans, but also really concerned that we don t actually know how much americans are in debt. you know, it is a lesson for americans to try to spend what they have, but you know, people have been feeling really good, despite high inflation. in spending is just going on credit cards at the end of the day. that is a serious concern, vanessa, thank you so much. still ahead, the middle east on edge after the u.s. and uk carry out multiple air strikes on iran backed targets in yemen overnight. ....
This is why we fight. i m adam schiff, and i approve this message. quite more americans buckling under the weight of mounting credit card debt. there is a new report showing credit card delinquency is have surpassed pre-pandemic levels. these rising delinquencies are coming at a time when debt is especially painfully expensive. interest rates are the highest they have ever been in two decades. vanessa joins us now, what is behind the delinquency is? excesses concerning, but not altogether surprising, because we know consumers have been spending very robustly and they have been putting that spending on credit cards, but in the ....
From the federal reserve. that trickles down into what people are paying for their car loans, for their student loans and on credit cards. it s important for people to realize when we talk about inflation cooling, we re not talking about cheaper prices. we re not going to see the prices we saw in 2019. however, cooling inflation means prices are rising slower. that is good news. we are headed in the right direction. we ll be bumpy. that 2% target in sight right now. good to see you, vanessa. thank you so much. coming up, today s news sending shock waves across the sports world, at least the nfl. the head coach of the new england patriots, bill belichick stepping down after 24 years. more on this news from our chief patriots correspondent john berman, when we return. ....