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Simplifying the tax rules on gifting in March’s Spring Budget would help boost the housing market and ease the first-time buyer crisis. This is according to equity release adviser Key Later Life Finance. The adviser points to the fact that the number of first-time buyers last year slumped to an estimated 290,000 -
The equity release market suffered a “turbulent” 12 months with plan sales and drawdowns falling while new lending tumbled 62% to £2.1bn, data from Key shows. Later life lending was hit by “base rate rises and the aftershocks of the September 2022 mini-Budget", according to the lender’s Equity Release Market
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Almost four out of five (79%) over-55s with fixed rate mortgages are concerned about being able to afford repayments once their current deal comes to an end, new research reveals. Key Later Life Finance's nationwide study of over-55s who have mortgages found 20% of respondents say they are ‘extremely concerned’ about
Lifetime loans slide 5% to £664m in the second quarter of the year from the previous three months, making it the quietest lending period for these mortgages in almost seven years, data from the Equity Release Council shows. The fall in these loans between April and June is the lowest quarterly figure since the