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I used to have good teeth. I was the only one in my family who didn’t need braces, and I didn’t have my first cavity until I was in my twenties. But all of that changed after my son was born. I suspect hormone and dietary changes during my pregnancy, both known to cause tooth decay and periodontal problems, as the likely culprits. In the decade since, I’ve spent at least $10,000 out of pocket on trips to the dentist.
The latest of my tooth dramas began in November 2017, when I went to the emergency room with a throbbing lump above one of my canine teeth. I was worried it was an abscess, but the dentist on call told me that my X-rays looked clear and recommended that I follow up with my regular dentist. By that point, I’d already burned through my $2,000 of dental coverage for the year (and now had to pay for the hospital visit out of pocket). I decided to tough it out with over-the-counter painkillers until January, when my insurance reset. I was in agony, but I knew t ....

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