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CNN Underscored Follow CNN Underscored CNN Underscored is your guide to the everyday products and services that help you live a smarter, simpler and more fulfilling life. The content is created by CNN Underscored. CNN News staff is not involved. When you make a purchase, we receive revenue. Does it still make sense to put down 20% when buying a home? By Erica Lamberg iStock (CNN) Many people believe that before buying a home, theyâll need to have 20% of the purchase price ready in cash to use as a down payment. That can make the possibility of home ownership seem overwhelming, as even buying a small property priced at $80,000 means needing $16,000 in cash at the ready, a difficult sum for many households to save. ....