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The Price of Expert Advice

The Price of Expert Advice
By Shmuel Shayowitz | May 20, 2021
I recently bumped into a past client, who reminded me of how I “saved his neck, big time,” and expressed how appreciative he still was. At the time, he called me for a rate quote on a home he was looking to buy – with no mortgage contingency – that needed to close within 45 days. He was a few days into a contract to buy a home “all cash,” and the $540,000 was due in about six weeks. He was looking for the best rate and someone who could assure the closing before the deadline. No one knew at the time, including me (until now), that he didn’t actually have the money needed for closing if he didn’t get a mortgage. He was at risk of losing his fifty-four thousand dollar contract deposit. ....

Michael Kirshner , Lydia Sultanik , Robert Kaplan , Shmuel Shayowitz , Barbara Smilow , Esther Schlanger , Sara Kohanim , Ari Eckman , Rabbi Andrew Israeli , Chief Lending Officer , Approved Funding , Jewish Link , Ewish Link Of New Jersey , மைக்கேல் கீர்ஷ்னேற் , ராபர்ட் கபிலன் , பார்பரா ஸ்மைலோ , எஸ்தர் ஸ்க்லாங்கர் , அரி ஏக்க்மன் , தலைமை கடன் அதிகாரி , அங்கீகரிக்கப்பட்டது நிதி , நகை இணைப்பு ,

Millions of buttons collected for Bakersfield's first Holocaust memorial

Six million buttons of many colors and shapes and sizes buttons made of metal, wood, cloth, plastic, pearl and shell, plain buttons and buttons with patterns, textured buttons and flat buttons soon will serve as a memorial in a garden setting at Chabad of Bakersfield to honor the lives of every Jewish woman, man and child killed in the Holocaust.
“We are focused on affirming the lives of every one of them,” said Rabbi Shmuel Schlanger, co-director with his wife, Esther, of Chabad of Bakersfield. “We are going to build this memorial to encourage people of all backgrounds to come here and to reflect on how they could counteract evil deeds of the past by replacing them with deeds of kindness, to make the future and the world more beautiful.” ....

United States , Central Valley , San Joaquin River , San Joaquin Valley , Phyllis Farrow , Shmuel Schlanger , Beit Shalom , Menachem Mendel Schneerson , Cynthia Fischer , Chabad Facebook , Esther Schlanger , Sierra Military Academy , Resource Center , Jewish Federation Of Central California , Rabbi Shmuel Schlanger , California Holocaust Education , World War , Rabbi Schlanger , San Joaquin River Delta , Northern California , Jewish Federation , Rabbi Menachem Mendel Schneerson , ஒன்றுபட்டது மாநிலங்களில் , மைய பள்ளத்தாக்கு , சான் ஜொஅஃஉஇந் நதி , சான் ஜொஅஃஉஇந் பள்ளத்தாக்கு ,

Annual Menorah Lighting Ceremony takes place Sunday via drive-through due to COVID

Annual Menorah Lighting Ceremony takes place Sunday via drive-through due to COVID
Annual Menorah Lighting Ceremony takes place Sunday via drive-through due to COVID
and last updated 2020-12-14 02:36:05-05
BAKERSFIELD,Calif. â Millions across the country are celebrating the fourth night of Hanukkah, but many this year are having to celebrate differently.
The Chabad Jewish Community Center of Bakersfield in Southwest on Sunday held its annual Menorah lighting ceremony in a drive-thru form.
You know it makes me happy to see all these people here to support the Chabad even during these times, said Jessica Hakimian, an attendee.
The Festival of Lights takes place for eight nights and days, to honor the rededication of the Holy Temple in Jerusalem. ....

Israel General , Karen Goh , Shmuli Schlanger , Jessica Hakimian , Esther Schlanger , Chabad Jewish Community Center , Holy Temple , Mayor Karen , Rabbi Shmuli Schlanger , இஸ்ரேல் ஜநரல் , கரேன் கோ , எஸ்தர் ஸ்க்லாங்கர் , சபாத் நகை சமூக மையம் , பரிசுத்த கோயில் , மேயர் கரேன் ,