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Posthaste: The backlog of debt put off by pandemic aid is catching up with Canadians


Good Morning!
Canadians’ personal finances are starting to show the strain.
New data show that consumer insolvencies filed in Canada jumped 22.8% in March, the biggest monthly increase in more than 10 years. That’s also the largest single month of new filing activity since the onset of the pandemic more than a year ago.
Debtors have mostly managed to keep their heads above water during the job loss and economic turmoil of the pandemic, artificially buoyed by government income support and lenders’ leniency.
“Filings fell significantly in April 2020 as Canadians faced COVID-related financial uncertainty. They remained low over the last 12 months with government aid programs and creditor flexibility helping many people who were already facing insolvency delay the inevitable. Now it seems we are starting to see that backlog emerge,” said Mark Rosen, chair of the Canadian Association of Insolvency and Restructuring Professionals (CAIRP). ....

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TTC ridership languishing behind agency's projections amid stay-at-home order: report


Published Friday, May 7, 2021 12:22PM EDT
Last Updated Friday, May 7, 2021 12:23PM EDT
TTC ridership remains a fraction of its pre-pandemic levels and is now even lagging behind the relatively conservative projections that the transit agency had based its budget on in December, according to a new report.
The TTC had hoped that ridership would be at around 34 per cent of pre-pandemic levels by now and would eventually reach 49 per cent in the final quarter of 2021 as widespread vaccinations allowed more riders to return to the system.
But in the report, which will be considered by the TTC board next week, staff reveal that ridership is continuing to languish at around 26 per cent of pre-pandemic levels. ....

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TTC worries work-from-home trend will keep ridership way down for good


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It s not all that surprising that TTC ridership has been abysmally low as a result of ongoing pandemic lockdowns, but the transit agency is noting that numbers are down even more than expected by this point, and that they may be down permanently.
Working from home has gone from something temporary amid stay-at-home orders to something permanent for the foreseeable future as companies forfeit their office spaces, residents move out of the city and we all get used to the comfort (and safety from viruses) that home can offer. ....

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