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Ahead of India's Budget, tale of 4 Covid-hit family budgets


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Covid didn’t just pummel the Indian economy, it also upended lives. Many lost their jobs, took pay cuts or saw incomes drop. TOI spoke to four families about how they are rethinking their day-to-day spending and long-term financial planning.
ADVANI:
Manish Advani, 43
| Lives in Mumbai
Sole earner who supports 5-member family which includes wife Gauri, 39; mother Sarla, 80; son Dhruv, 11; daughter Nikunja, 4
Lost job in MNC as GM (Marketing and Communications), now a motivational coach
“Living through 2020 was like playing a game of snakes and ladders,” says Chembur-based Manish Advani. The year began on a high with a new job with an MNC, plans of moving into a new house and a grand vacation for the family around Christmas. But the lockdown took it all away and threw Manish and his family into uncertainty. As they struggled during tough times, the Advani’s reassessed their spending and, for the first time, made massive cut ....

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6 New Year's Resolution Ideas To Make 2021 The Best Year Ever


4. Get a grip and JUST DO IT
Check out this website for more tools to help fight procrastination.
2. BE MORE GRATEFUL
How often do you write a list of things that you are most grateful for? Very seldom,
many would say. Allowing yourself to be grateful for all the wonderful things that
are happening in your life (small or big) is the best thing you can ever do for
yourself. Try it, even if it’s just once a day. You’ll be in a better mood. You’ll be
happier and you’ll be more resilient. So let me ask you this…. What are you most ....

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