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He hid money from himself by using 2 checking accounts When he signed on at his job at a consulting firm near Seattle after college, he did something many people don t consider. Okereke had his employer split his paychecks between two checking accounts, after a contribution to his employer s 401(k) program. Twenty percent of what I make goes into a checking account that I can spend, he told Insider. It helps me budget because it s a very little amount of my income that s going there. So if I want to buy clothing, I have to have a tight budget. If I want to buy jewelry, or if I need to do maintenance on my car, it all comes out of that checking account, he said. ....
21 Essential Baking Tools Every Home Cook Needs (Plus 16 That Are Nice to Have) If you’re a beginner baker who’s just starting out (or a master chef looking to declutter), start with this list of baking tool must-haves. We’ll help you set up a baking kit for beginners with 21 essential tools. For those who already own these tools, this list may finally provide the motivation you need to toss that never-been-used soufflé dish. Building your essential baking toolbox starts here! ....
She set up automatic savings when she got her first paycheck, to follow the expert-approved advice "pay yourself first." Now, she's seeing results. ....