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He hid money from himself by using 2 checking accounts When he signed on at his job at a consulting firm near Seattle after college, he did something many people don t consider. Okereke had his employer split his paychecks between two checking accounts, after a contribution to his employer s 401(k) program. Twenty percent of what I make goes into a checking account that I can spend, he told Insider. It helps me budget because it s a very little amount of my income that s going there. So if I want to buy clothing, I have to have a tight budget. If I want to buy jewelry, or if I need to do maintenance on my car, it all comes out of that checking account, he said. ....
On the Money. Budding stock market investor Jarryd Neves, of BizNews, sends out an invitation to everyone who wants to ask questions about share investing – but is too embarrassed to ask. Write to [email protected] And tune in for his regular Monday column: On the Money Let’s face it. Investing can be massively intimidating. I certainly thought so – and still do, to an extent. Despite this, it’s something we all need to face as we work to improve our personal finances. So let’s start at the beginning. What is investing? Simply put, investing is a way of saving money and building a future for yourself, through assets and equities – property, shares. Over time, these increase in value and provide you with returns. Essentially, it’s about building your wealth over time. ....