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Dental Insurance


From the WebMD Archives
In the past 30 years, dental insurance has grown from a rare fringe benefit to standard fare in many employee health-care packages.
About 156 million Americans have dental coverage, estimates Evelyn Ireland, executive director of the National Association of Dental Plans, a Dallas-based trade organization whose members include providers of managed-care and other dental plans.
Of that total, roughly 90 million have traditional indemnity plans; 60 million have managed-care plans; and 6 million operate on a referral system, going to dentists who have agreed to offer special rates, Ireland says. Referral systems, however, are not insurance plans.
People who work for large companies are most likely to have dental coverage. About 90 percent of employers with 500 or more employees offer dental benefits. Across the board, about 50 percent of companies offer dental coverage, Ireland says. The self-employed are the least likely to be covered. ....

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George Barker and Myechia Minter-Jordan column: Virginia just took a major step to end health care inequities. Did you notice?


By George Barker and Myechia Minter-Jordan
It’s 2020 and, believe it or not, we have some good news.
For too long, Virginia had been one of the 14 states that chose not to include coverage of preventive dental care for adults enrolled in the state Medicaid plan, opting to cover only emergency dental services. This generally meant that the only dental services Medicaid paid for were emergency tooth extractions, causing many individuals to live with an uncomfortable or unhealthy mouth — until now.
That’s because this past month, the General Assembly acted to provide preventive dental benefits to adults who rely on Medicaid for their health insurance coverage. ....

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