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Social Security: Here's how to boost your retirement benefit

2. Work and collect Social Security
If you’re working and collecting Social Security while younger than full retirement age you’ll face something called the earnings test, says Mike Piper, author of Social Security Made Simple.
“The earnings test results in your benefit being withheld and eventually recalculated – that is, adjusted upward - upon reaching full retirement age, says Piper.
So, for example, if a person files 40 months prior to full retirement age, and the earnings test results in their benefit being fully or partially withheld for 22 months, then once they reach full retirement age, their benefit would be adjusted to what it would be if they had only filed 18 months early, rather than 40, says Piper. ....

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Different Ways to Think About, Discuss Safety in the Workplace

Safety is central to everything we do, both in and outside of the workplace. Injuries, accidents, or fatalities can serve as a catalyst. For Joe Mlynek, content creation expert of Safety Made Simple, Inc., his job is to make sure those things don’t happen.
“When we look at safety, it improves so many different things at work we don’t equate to safety it can be things like employee morale, it boosts productivity, satisfaction of employees with the job they do,” he said. “It allows us to retain employees, and it also impacts the bottom line.”
Many companies say that safety is their top priority, but Mlynek said safety takes more than words. ....

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The Social Security Retirement Age Increases to 66 and 10 months in 2021

The Social Security Retirement Age Increases to 66 and 10 months in 2021
Emily Brandon
© (Getty Images)
A black senior woman sits at her dining room table in her apartment. She is consulting from home during the COVID-19 pandemic.
While you can start Social Security payments at age 62, your monthly checks are reduced if you begin collecting benefits at this age. To claim your full benefit, you need to sign up for Social Security at your full retirement age, which varies by birth year.
Here s a look at how the Social Security retirement age is changing, and what this means for your retirement payments: ....

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