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February 4, 2021 A weekly look at issues facing Wyoming business owners and entrepreneurs from the Wyoming Small Business Development Center (SBDC) Network, a collection of business assistance programs at the University of Wyoming. By Bruce Morse, regional director, Wyoming SBDC Network One thing that the COVID-19 pandemic exposed for many small-business owners is that they were not as prepared as they could have been for a dramatic financial downturn. This can happen in any economic dip or natural disaster, but the COVID-19 situation hit companies across the world all at once. What Makes a Resilient Business? What we also know is that those businesses that were positioned better financially going into the pandemic have been able to withstand the resulting hardship far better than those who were not as sound financially. Having cash reserves; access to funds, such as a revolving line of credit; and lower debt loads to service made sleeping at night much easier.