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The Zebra, the nation s leading insurance comparison site, released its 2021 State of Auto Insurance Report revealing the national average annual cost for car insurance to be $1,483, down 3.9% since 2020. The Zebra s 5th annual State of Auto Insurance Report details an under-the-hood look at what dictates car insurance rates across all 34,500 U.S. ZIP codes and examines a decade s worth of data to reveal trends in pricing across the nation. Car insurance rates by state, The Zebra Car insurance rates have dropped since the COVID 19 pandemic, however they re up 24% in the last decade. Throughout 2020 drivers have consistently asked, Why aren t my car insurance rates affected now that I m barely driving? , says Nicole Beck, Head of Communications and licensed insurance agent at The Zebra. On the whole, rates ....