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Learning from the Past to Combat the "Entrepreneurial Model" of Class Actions | Butler Snow LLP



-William Shakespeare, The Tempest, Act 2, Scene 1.
The meteoric rise in class actions over the past decade has been well-documented.  Nowadays even mac & cheese is under attack, with two proposed nationwide class actions filed this month alone claiming labels such as “The Taste You Love”[1]  and “Made with Goodness!”[2] are false and misleading.
Hair care products are also in the crosshairs.  This month a plaintiff and her lawyers filed their second class action in a year alleging beauty companies falsely advertised their shampoo as “natural.”[3]
From consumer product companies to banks,[4] universities[5] and even The World Health Organization,[6] it seems that no one is beyond of the reach of the class action, especially in the wake of the coronavirus pandemic.  But have the plaintiffs in these cases suffered a bona fide injury caused by the defendants’ conduct? ....

United States , San Diego , Lester Brickman , Lauraann Wood , Dave Simpson , Diana Novak Jones , Greg Trotter , William Shakespeare , Jeffrey Lohman , Amanda Bronstad , Conrad Scherer , Matthew Santoni , Takeda Pharm , Rachel Obrien , Emma Cueto , Drummond Co Inc , Transp Inc , Midland Credit Mgmt Inc , Wells Fargo Bank , World Health Org , Commission Act Or Consumer Financial Protection , Supermarket Inc , Butler Snow , United States Supreme Court , Gas Co , Hershey Co ,

For FDCPA Litigators, New Lessons on Standing | Hudson Cook, LLP


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Whether you represent FDCPA plaintiffs or defendants, recent decisions provide new insight on how standing issues may affect your case.
The doctrine of standing determining who is a proper plaintiff to bring a particular lawsuit seems straightforward. Most lawyers are familiar with the multi-pronged test flowing from the Supreme Court s 1992 decision in
Lujan v. Defenders of Wildlife: To have standing, a plaintiff must demonstrate an injury-in-fact, caused by the alleged wrongdoing, and capable of redress by the court.
But recent court decisions underscore the complexity of standing in the context of the Fair Debt Collection Practices Act (FDCPA). Whether you represent FDCPA plaintiffs or defendants, the cases summarized below provide new insight on how standing issues may affect your case. ....

Supreme Court , Supreme Court Spokeo , Midland Credit Mgmt Inc , Assocs Inc , Global Trust Mgmt , Consumer Litigation Committee , Green Bay Inc , Fair Debt Collection Practices Act , Seventh Circuit , Trust Mgmt , Green Bay , Eleventh Circuit , உச்ச நீதிமன்றம் , மிட்லாண்ட் கடன் மக்ம்ட் இன்க் , அசோக்ஸ் இன்க் , உலகளாவிய நம்பிக்கை மக்ம்ட் , நுகர்வோர் வழக்கு குழு , பச்சை வளைகுடா இன்க் , நியாயமான கடன் சேகரிப்பு ப்ர்யாக்டிஸஸ் நாடகம் , ஏழாவது சுற்று , நம்பிக்கை மக்ம்ட் , பச்சை வளைகுடா , பதினொன்றாவது சுற்று ,

Sixth Circuit Widens Split on Benign Language Exception | Smith Debnam Narron Drake Saintsing & Myers, LLP


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The Sixth Circuit recently weighed in on whether there is a “benign language” exception to Section 1692f(8) of the Fair Debt Collection Practices Act (the “FDCPA”).  In
Donovan v. FirstCredit, Inc., No. 20-3485, 2020 U.S. App. LEXIS 39798 (6
th Cir. Dec. 18, 2020), the Court joined the Third and Seventh Circuits in holding that Section 1692f(8)’s plain text unambiguously prohibits markings on envelopes other than those necessary for sending communications through the mail. 
In
Donovan, the debt collector sent a letter with two glassine windows.  One of the windows revealed the consumer’s name and address. The other window revealed an empty checkbox followed by the phrase “Payment in full enclosed.”  Depending on how the letter was situated, this second window sometimes also revealed an additional empty checkbox followed by “I need to discuss this further.  My phone number is ....

United States , Midland Credit Mgmt Inc , Firstcredit Inc , Smith Debnam Narron Drake Saintsing , Sixth Circuit , Fair Debt Collection Practices Act , Seventh Circuits , Fifth Circuit , Collections Enter , Eighth Circuit , ஒன்றுபட்டது மாநிலங்களில் , மிட்லாண்ட் கடன் மக்ம்ட் இன்க் , ஆறாவது சுற்று , நியாயமான கடன் சேகரிப்பு ப்ர்யாக்டிஸஸ் நாடகம் , ஏழாவது சுற்றுகள் , ஐந்தாவது சுற்று , வசூல் உள்ளிடவும் , எட்டாவது சுற்று ,