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Top News In முன்கூட்டியே தகவல்கள் உரிமம் Today - Breaking & Trending Today

Weekly Mortgage Demand Jumps 8.6% After Interest Rates Fall to a Two-Month Low


The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($548,250 or less) decreased to 3.20% from 3.27%, with points increasing to 0.36 from 0.33 (including origination fee) for loans with a 20% down payment. That rate was 25 basis points higher a year ago.
Homeowners reacted swiftly to the potential savings. Applications to refinance a home loan jumped 10% for the week, but were still 23% lower than a year ago. The refinance share of mortgage activity increased to 60% of total applications from 59.2% the previous week.
Mortgage rates dropped to their lowest levels in around two months, prompting a small resurgence in refinance activity after six weeks of declines, said Joel Kan, MBA s associate vice president of economic and industry forecasting. Borrowers acted on the decrease in rates for most loan types, with both conventional and government refinance applications showing gains. ....

United States , Joel Kan , Mortgage Bankers Association , Personal Finance , Real Estate , Us Economy , ஒன்றுபட்டது மாநிலங்களில் , ஜோயல் கான் , அடமானம் வங்கியாளர்கள் சங்கம் ,

Agency urges banks to work with homeowners to prevent foreclosures


Agency urges banks to work with homeowners to prevent foreclosures
and last updated 2021-04-14 16:28:17-04
Millions of Americans have not been able to pay their mortgages in over a year, and fortunately, many are in mortgage forbearance. However, most of those forbearance periods end in just a few months and many could be in danger of losing their homes.
According to the Consumer Finance Protection Bureau (CFPB), at least one million Americans will be in “imminent danger of foreclosure” by October, and by December, that number could rise to more than 2 million.
“This is sort of an unprecedented situation,” said Mark McArdle, assistant director of mortgage markets at the CFPB. ....

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An Impromptu Getaway | Kolkata - Bolpur - Ilambazar


An Impromptu Getaway | Kolkata - Bolpur - Ilambazar
Getaways or vacations are nice, especially if one has been stuck for too long in the same old routine. Also considering we are not too far into 2021, there also was the entire last year’s Covid scare that stopped many people dead in their tracks.
We are currently in the 1yr anniversary of the beginning of the lockdown, the whole 21 days of safety and social distancing and all the precautions. Additionally it’s also one year since I got married. Last year, on the 11th of March, I had gotten hitched to my girlfriend of 5 years and we made all these plans of an exotic honeymoon, but the Covid and lockdown made us postpone our plans and we made do with 2-3 short trips to cut the monotony. ....

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