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Possible Perils Of Too Much Stimulus - InsuranceNewsNet


Possible Perils Of Too Much Stimulus
Naples Daily News (FL)
By Michael A. MacDowell
If you are confused about the status of the economic recovery from COVID-19, you are not alone. Whether it be long economic tomes about job growth, detailed data on the stimulus multiplier or politically inspired verbiage representing conflicting points of view, the amount of information on the economy is enough to confuse even the most careful reader.
There are reasons for this. It is still early in the recovery and so there is not enough collected data to enable the development of trend lines covering what is working and what is not. Further, many of the pronouncements and actions taken by the current administration are designed to support their preconceived programs regardless of the efficacy of their stimulus effects. ....

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Forgiving student loans wouldn't boost the economy | Opinion


Forgiving student loans wouldn’t boost the economy | Opinion
Updated Dec 13, 2020;
By Michael A. MacDowell
The call for forgiving student debt was heard often during the last presidential campaign. Both Sens. Bernie Sanders and Elizabeth Warren called for partial or total forgiveness of the $1.6 billion in student loans. About 8% of those loans are carried by students’ parents. Now that the election is over, Sen. Chuck Schumer is pressing President-elect Joe Biden to move aggressively on a plan to forgive up to $50,000 in federal student-loan debt for every graduate.
While the total outstanding student debt surpasses the amount of credit card debt for all Americans, about 55% of all undergraduates complete college with no student loans or owe $20,000 or less. The horror stories about $100,000 in loans represents only 6% of all graduates and most of this debt is incurred by graduate students. ....

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