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Higher insurance bills, lower house values: Flooding can have long-term impact

“You can have insurance, and lose a house in a flood, or an earthquake, and you don’t get everything back because there is a whole lot of inconvenience and uninsured costs you never get back,” Swindley said.
These were not usually catastrophic costs and homeowners should not find their homes become uninsurable, or face rapid increases in their premiums.
Charlie O Mannin/Stuff
Greg and Nickie Kirks property in Winchester was damaged in the Canterbury floods after the Opihi River burst its banks.
But, Swindley said: “Looking to the future, people are still going to be able to get insurance, but they will be on much more property-specific terms.” ....

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66 Larch St. In Goffstown, New Hampshire: Nearby Wow!

Built: 1971
Features: Great opportunity to own this 4 bedroom Cape on dead end street! Property features 4 bedrooms, 2 full baths, partially fenced yard. Buyer is responsible for determining property s water source and sanitary system or sanitary sewer public provider, Property is NOT located in a FEMA Special Flood Hazard Area but is listed as a moderate to low flood risk or may be located in close proximity to a special Flood Hazard Area. It is the buyers responsibility to verify additional information regarding flood zones and insurance, State law requires Smoke/ Carbon Monoxide detectors be installed for properties having combustible fuel heaters/furnaces, fireplaces, hot water heaters, clothes dryers, cooking appliances, or an attached garage, but seller (HUD) is exempt from this requirement as a Federal Entity, Uses a private well and heating oil. Any required system repairs will be the buyer s expense. The oil tank is located in the basement, Repairs exceed $10, 000. Re ....

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Thousands of NJ's Affordable Homes Under Threat From Climate Change Flooding

“Sometimes I wish I could move to another state where there’s no water around,” she said.
The water is a constant, creeping threat in Atlantic City, where the sea level rise has caused an increase in sunny day flooding. These days, it only takes a particularly high tide, which reaches more than a foot higher than it did a century ago, for water to spill onto the city’s streets.
As many as 1,640 affordable housing units in New Jersey are vulnerable to coastal flooding at least once per year, according to an analysis led by scientists at Climate Central, a Princeton-based non-advocacy research and news group. ....

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