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TPG reader credit card question: Do I have to pay with my credit card for the free checked bag benefit?


TPG reader credit card question: Do I have to pay with my credit card for the free checked bag benefit?
Madison Blancaflor
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MSN has partnered with The Points Guy for our coverage of credit card products. MSN and The Points Guy may receive a commission from card issuers.
Editor’s note: This article is part of a column to answer your toughest credit card questions. If you would like to ask us a question, tweet us at @thepointsguy, message us on Facebook or email us at info@thepointsguy.com. 
There are a lot of benefits to holding a cobranded airline credit card especially if you are loyal to a specific airline. One of the most common benefits you’ll see across many airline cards is a free checked bag for the primary cardholder and a certain number of guests on the same reservation. ....

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Comparing basic economy fares across U.S. airlines


Comparing basic economy fares across U.S. airlines
Zach Griff
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MSN has partnered with The Points Guy for our coverage of credit card products. MSN and The Points Guy may receive a commission from card issuers.
Southwest Airlines stands alone as the only major U.S. air carrier without a basic economy fare option or an a-la-carte fee structure.
Basic economy fares found their way into the big three U.S. mainline carriers a few years ago. Since then, the fares have also spread to Alaska, Hawaiian and even JetBlue.
In order to better compete with the ultra-low-cost carriers like Allegiant, Frontier and Spirit (and simply generate more revenue), the airlines got creative. With basic economy fares, the mainline carriers have more closely matched the fares of low-cost carriers by stripping out many of the inclusions you’d typically get with a regular economy ticket. ....

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The prettiest credit cards, ranked


The prettiest credit cards, ranked
Benji Stawski
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MSN has partnered with The Points Guy for our coverage of credit card products. MSN and The Points Guy may receive a commission from card issuers.
Editor’s note: This post has been updated with new information.
There’s no question that credit card rewards are constantly evolving and becoming more valuable than ever before. However, it’s not just unique perks such as dining credits, Uber credits and automatic elite status that set cards apart. It’s also how they physically look.
Following Chase’s highly successful launch of the Chase Sapphire Reserve in 2016, there’s been a rapid rise in metal cards on the market as issuers compete to offer the most eye-popping designs. And it isn’t just premium credit cards with these sleek new looks even some low- and no-annual-fee credit cards have been getting spiffy makeovers. ....

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What happens if you've used your companion certificate for a canceled flight?


What happens if you’ve used your companion certificate for a canceled flight?
Victoria M. Walker
© Provided by The Points Guy
MSN has partnered with The Points Guy for our coverage of credit card products. MSN and The Points Guy may receive a commission from card issuers.
Editor’s note: This story was updated to include a statement from Hawaiian.
One of the best perks of holding certain credit cards is the annual companion certificates that allow cardholders to bring a friend at a discount or just the cost of taxes and fees.
For travelers who booked tickets in cash or using miles, the process of getting refunded for a canceled flight is a little clearer. But what recourse do you have if you’ve ....

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