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Policyholders are hailing two recent victories in their pursuit
of insurance coverage for COVID-related business interruption
losses. A North Carolina court granted a policyholder summary
judgment that a commercial property insurance policy covers
business interruption losses resulting from COVID-related
government shutdown orders. Meanwhile, a Florida federal court
determined a "virus exclusion" does not preclude a
policyholder from pursuing insurance for COVID-related business
interruption loss. These decisions clearly reject the insurance
industry's self-serving mantra that COVID-related losses are
not covered by insurance.
In
North State Deli, LLC v. Cincinnati Insurance