>> robert gibbs' opinion, i don't know who his clients are or who his perspective is, but the individual mandate is part of giving people -- >> you think the employer mandate is integral and that it has to say. >> yes. >> robert gibbs has nancy pelosi drowning. it will be one. the guy just said the businessman date has to go or the woman saying the guy who says that has to go. let's go to mark zukerman, you are saying that one of the things gibbs mentioned is a relevant concern, that the employer mandate does more harm than good, right? >> it's certainly going to do a lot of harm for a lot of people. and we don't know yet what the total costs are going to be. this is a one-off kind of change that is in my jumt a mistake, we don't know how the doctors are going to respond to it. most of the doctors have no desire to participate in the