tuition credit for individuals as well as the loan payment as well as they should be able to refinance. if we take what congressman mark pocandid and say it should be the lowest possible interest rate this could help people across the nation. >> i'm curious same question for both of you. what do you think scott walker will do to combat this? how else will he get younger people to vote for him? >> walker recognizes the power of this generation of voters. when he announced his reelection bid he talked about freezing tuition at the university of wisconsin because tuition is increasing really rapidly. that is part of the driver of student debt. he didn't go down really until the heart of the issue. he is not willing and no republican in our state is willing to get behind this refinancing idea. that is very significant because the interest rates are huge drivers of the debt. there are 800,000 student