i mean, we were actually some of the lucky ones. >> magjars says she's incredibly thankful for prayter and wood and all the others who rushed in to help maggie. >> if those people wouldn't have been in that place at that time, i don't think she would have made it to the hospital. i literally owe those people her life. coming up, firefighters dangle above a manhattan street during a daring rope rescue. >> i was afraid that he would jump before we got to him. >> when "caught on camera: nick of time" continues. your insurance company's all too happy to raise your rates. maybe you should've done a little more research on them. for drivers with accident forgiveness, liberty mutual won't raise your rates due to your first accident. see car insurance in a whole new light. liberty mutual insurance. and you want to get an mba.