regulations. that is what you are looking at here. they add new ones every day. america is to prosper, we need people to start new businesses but who wants to start something if you have to hire an army of lawyers to go through all that? even after they do, you can't be certain you are compliance, even the feds don't understand their own rules. liberal columnist believes that many of the regulations are good and some should be stronger. you are looking very serious there. vernon hill who started commerce bank disagreeing. >> they are unintended consequences for the laws no one knows. in the banking world we've gone from 24,000 banks in america down to much smaller number. in the process they shrunk america's ability to support

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