The Innovation Imperative: Modernizing Traditional Banking: Federal Reserve Governor Michelle W. Bowman, At The Independent Community Bankers Of America ICBA Live 2023 Conference, Honolulu, Hawaii

<p><span>I would like to thank the ICBA for the invitation to speak with you today. It is a pleasure to be with you to discuss innovation in the U.S. financial system, the emerging trends that are shaping the industry, and the influence of regulatory approach on this evolution.</span></p>

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