merchandise, stadium signs, new branding, rebranding, the redskins' brand valued at oh, some, what, are $145 million. and finally the partial government shutdown shutting down safety. we told you last week the san francisco 49er player trying to change his last name from witner to hitter in from a big hit he took. now the reports says the paperwork cannot be processed. he tweeted damn government shutdown, lol. the debt ceiling crisis stopped the year's rally in its tracks. expectations so low for some grown-up behavior, just talk of talking sent stocks way higher on thursday. okay, so what now? be brave and ride it out? matt mccaul is president of penn financial. there is a year of stock market gains for a lot of investors. they have good 401(k) returns since the start of 2013, dow up 15%. nasdaq up 24%. s&p 500 up 18%.