July 28, 2021 4:50 PM From Moisand’s perspective, however, a new administration means change, which presents innate challenges for CFPs and their clients. “I've been doing this for 30 years and the very first thing [advisors] are concerned about is how things are going to affect their clients,” he says. “I think the No. 1 concern whenever Congress and the lawmakers put [out] new things is, how do we adapt to those new circumstances. President Biden ran on a platform, and like everybody else before him, he'll get some of this stuff through ... and it matters from client to client what particularly comes to fruition.”