let's check back with jack for the cafferty file. >> the question is should the government be able to force you to have health insurance, whether they should be able to or not, that's what they're going to do. michael writes the government forces me to give part of my income. it tells me how fast to drive. it forces everyone who needs a license to work to prove we're good enough. in some places, government tells how and where we build a house, how we tend the lawn. we're forced to have liability insurance to drive, government allows mortgage lenders to force us to have homeowner's insurance. as government ends up picking up the tab for those without health insurance why shouldn't it be allowed to force us to have health insurance. barbara writes, i'm failing to find the logic in being required to buy insurance when i can't afford the premiums. if i could, i likely wouldn't be