cnnmoney.com is going to join me now. please, help us with these questions. >> it's a good one. it's probably going to cost employees more. here's the deal, folks. when you look at the cost of health care reform, someone has to pay for it, some people's taxes are going up, but employers are also going to have to barrymore of the burden here. what are we talking about? why does it matter for you? this is the big one. dependents. this kicks in a few months. up to age 26, can be on their parents' health insurance. this matters because if parents' employers may for health insurance, they are going to have to pay more, and the skos going to come down to you, the employee. that's going to kick in. of another thing that will kick in, there will no longer be a limit, a lifetime maximum limit on the amount of health care you can get. right now, companies generally cap off the amount of health insurance they will cover at about 1 million or $2 million. most of us don't need that. but if you have a serious accident, if you have a prolonged disease, et cetera, then it's going to cost possibly