the free market? you have to let the companies do what they have to do. >> very easy. break them up. >> that's interjecting government -- >> that's ensuring competition. this is a point where the wall street journal editorial page and i agree, we agree the institutions are too big. monopolies and living off the taxpayer. if we break them up, you would see goldmans and citibanks not investing in the high risk propositions they did. that is what's been happening? in late 2008, in the height of economic meltdown, you wrote an op-ed in which you called the structure a goldberg machine. does it go far enough? >> it's always better to have a logical system where there's people know who's regulating whom. it matters much more who is in charge than where the boxes are