>> tip number three, shop smart. most of us probably think we are. are there any red flags when it comes to shopping on line, for example? >> sure. so definitely look for a secure connection. it will say https, as in secure in the url or address bar. you might also see a little padlock. but stick to the trusted sources. stick to the big names that you're familiar with, look for any other certification that shows that they're a reputable site. and if you're new to on-line shopping, start small, buy a book or dvd or video game and definitely use a secure payment method. if you're shopping on e bay or craig's list, make sure it's a credit card or paypal. never send money or a check. >> most of us have secured software for viruses, but you say we need to invest in something called anti-malware software. how is it different and how important is that?