better, become more aggressive. businesses are going to hire more people. we're going to be in a much better place a year from now. we're in a better place today than we were a year ago. i think we're going to feel better a year from now. >> let me close there on that point. around the country, somebody who's unemployed sitting at their kitchen table, saying can i get a job in my community now? here where i work in washington, people look at the numbers and say, where will they be when voters decide who gets to be the next president of the united states. if you're the incumbent and will be judged on the strength of the economy, where will we be on terms of the jobs climate around labor day, october next year? >> much improved. the unemployment rate is 9%. my feeling is that the unemployment rate will be closer to 7.5% by election day. still very high by historical standards, but moving definitively lower. so, you know, i think people are going to feel much better about that, about the economy when they go to the polls a little over a year from now. >> mark zandi, as always, appreciate your time, sir. >> thank you. ahead tonight, dr. sanjay